Title: Advice to Young Men on their Duties and Conduct in Life
Author: Timothy Shay Arthur
Publisher: Phillips, Sampson
Date: 1850
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Phillips, Sampson & Company's Publications.
ADVICE TO YOUNG LADIES ON THEIR DUTIES AND CONDUCT IN LIFE. By T. S. A RTHUR. Price 75 cents.
Right modes of thinking are the basis of all correct action. It is from this cause that we shall, in addressing our young friends on their duties and conduct in life, appeal at once to their rational faculty. To learn to think right is, therefore, a matter of primary concern. If there be right modes of thinking, right actions will follow as a natural consequence.-- Extract from the author's introduction.
ADVICE TO YOUNG MEN ON THEIR DUTIES AND CONDUCT IN LIFE. By. T. S. A RTHUR. Price 75 cents.
The aim of the author of this volume has been to lead young men to just conclusions, from reflections upon what they are, and what are their duties in society as integral parts of the common body. Satisfied that those who read it as it should be read cannot fail to have their good purposes strengthened, and their minds elevated into sounder views of life than usually prevail, the writer dismisses it from his hands, and turns to other matters demanding his attention.-- Author's Preface.
THE YOUNG LADY'S OFFERING; OR, GEMS OF PROSE AND POETRY. By M RS. L. H. S IGOURNEY and Others. Illustrated with four steel engravings.
The above is prepared especially as a gift-book for young ladies, embracing a choice arrangement of prose and poetic combination, adapting it particularly, as its title indicates, as an acceptable offering to young ladies. Price $1 00.
THE YOUNG MAN'S OFFERING; comprising prose and poetical writings of the most eminent authors.
This work is intended to be, as its title indicates, a useful and entertaining companion to young men, which may cheer them in hours of languor and of sickness, and when the mind, exhausted by its efforts, seeks, in amusement, for the restoration of its wonted powers. Illustrated with numerous engravings. Price $1 00.
REPRESENTATIVE MEN: Seven Lectures. I. Uses of Great Men. II. Plato, or the Philosopher. III. Swedenborg, or the Mystic. IV. Montaigne, or the Sceptic. V. Shakspeare, or the Poet. VI. Napoleon, or the Man of the World. VII. Goethe, or the Writer. By R ALPH W ALDO E MERSON. 1 vol. 12mo., cloth. Price $1 00.
Ralph Waldo Emerson is one of the most pure and poetic men of this or any other age. An accomplished scholar, a devoted student, a rapt spiritualist, and a perfect gentleman,--his Platonic utterances command a hearing in both hemispheres; and if we mistake not, the echoes of his lofty words will ring through the remotest future. To know what a great man, like Emerson, thinks of those human stars which shone "not for a but for all time," will be sufficient inducement for thousands to purchase a copy of his " Representative Men. "-- New York Mirror.
LIFE AND RELIGION OF MOHAMMED, as contained in the Sheeah Traditions of the HYÂT-UL-KULOOB. Translated from the Persian by Rev. J AMES L. M ERRICK, eleven years missionary to the Persians. Member of the American Oriental Society. 1 vol. 8vo., pp. 500, muslin. Price $1 50.
We have in this volume the very best account of the life and religion of Mohammed that has ever been given in any European language.-- Christian Examiner.
This book is full of interest. It opens Mohammedism to the gaze of the uninitiated, as it has not before been opened. -- Worcester Palladium.
The learned author has translated with great skill the most popular standard among the Persians.-- Democratic Review.
View page [title page]
ADVICE
TO
YOUNG MEN
ON
THEIR
DUTIES AND CONDUCT IN
LIFE
TO
YOUNG MEN
ON THEIR
DUTIES AND CONDUCT IN LIFE
BY
T. S.
ARTHUR,
AUTHOR OF "THE MAIDEN, " "WIFE," AND
"MOTHER."
BOSTON:
View page [copyright information]
Entered according to Act of
Congress, in the year 1847,
By E
LIAS
H
OWE,
In the Clerk's Office of
the District Court of the District of
Massachusetts.
STEREOTYPED AT THE
BOSTON TYPE
AND STEREOTYPE FOUNDRY
View page [preface]
PREFACE.
T
HIS
book is the result of an
application to the writer to prepare a volume addressed to
young men. In reflecting upon the subject, after having
agreed to write the book, it was assumed that there are two
classes of young men--one made up of those who feel the
force of good principles, and are in some willingness to
act from them, and the other composed of such as are led
mainly by their impulses, feelings, passions, and selfish
interests. And it was also assumed that, as society looks
to the former as her regenerators, and not to the latter,
it would be most useful to present such views of life as
would help the former to see and feel the importance of
their position, and the necessity
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there was for them to act from the
highest principles. This volume is therefore addressed to
the thinking faculty, and seeks to lead young men to just
conclusions, from reflections upon what they are, and what
are their duties in society, as integral parts of the
common body. It is therefore a serious book,--or, it might
be called a thoughtful book,--and should be read in a
thoughtful spirit. To those who will thus read it, it is
believed that it will prove deeply interesting; and all
whom it interests it must benefit.
Satisfied that those who read it as it should be read, cannot fail to have their good purposes strengthened, and their minds elevated into sounder views of life than usually prevail in common society, the writer, having completed his task, dismisses it from his hands, and turns to the consideration of other matters that require his attention.
View page [contents]
CONTENTS.
Chapter. Page.
I. P RELIMINARY R EMARKS, ...
II. M AN--HIS O RIGIN, N ATURE, AND D ESTINY, ...
III. T HE A GE OF R ESPONSIBILTY, ...
IV. A C OMMON E RROR OF Y OUNG M EN, ...
V. F RIENDS AND A SSOCIATES ...
VI. I MPROVEMENT OF THE M IND, ...
VII. S ELF -E DUCATION, ...
VIII. A CCOMPLISHMENTS, ...
IX. A MUSEMENTS, ...
X. S ELF -G OVERNMENT, ...
XI. I NDOLENCE AND W ANT OF O RDER, ...
XII. I NTIMATE F RIENDSHIPS, ...
XIII. H OME, ...
XIV. P ARENTS, ...
XV. S ISTERS, ...
XVI. C ONDUCT AMONG M EN, ...
XVII. C OURAGE, ...
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Chapter. Page.
XVIII. R ELIGION, ...
XIX. B AD H ABITS, ...
XX. H EALTH, ...
XXI. E NTERING INTO B USINESS, ...
XXII. M ARRIAGE, ...
XXIII. C ONCLUSION, ...
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ADVICE TO YOUNG MEN.
CHAPTER I.
PRELIMINARY REMARKS.
W
E
solicit,
in the beginning, the earnest attention of those for whom
we write. We have a purpose in view, which cannot be
clearly seen and appreciated, unless all that is said be
understood and carefully considered. False views of life
prevail every where, and especially with those just
attaining the age of moral accountability. The books that
are written for the young, the oral precepts that fall from
the lips of age, too often give erroneous ideas of man's
true nature and the end of his being. There is too great a
disposition to offer precepts that regard only temporal
well-doing--to furnish the means by which wealth is
acquired--to regard mere natural life as of primary
importance. Since the days of the adage, "A penny saved
is
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a penny gained," our people
seem to have forgotten that there is something to be saved
and gained more precious than even gold or silver. They
seem to have forgotten that man has a destiny beyond the
attainment of mere wealth. And, as the leading views held
and practised upon by the majority of a whole people must
be transmitted to, and impressed upon, the minds of the
young, and, in turn, influence their whole lives, the
natural consequence is, that a large proportion of our
young men, as soon as they begin to think and act for
themselves, seem to have all ideas and ends merged in the
one great pursuit of wealth for its own sake.
The
time seems to have arrived for a clear and strong
presentation of the real truth on this important subject.
Whether the writer of this volume has the ability to do so,
or not, will appear in the sequel. In pursuing his task,
his object will be to make his readers not only think with
him, but to furnish them with leading truths that will
cause them to think for themselves, and decide for
themselves, in all the varied relations of life in which
circumstances may place them.
Mere
precepts for the young are of
little use; they are rarely, if ever, regarded; and it is
because they do not appeal to the mind's reasoning faculty.
They are but abstract enunciations,
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that come not into the mind as parts of
its own conclusions. What is essential is, that a whole
idea of life should be imparted, and the young man made to
feel that the correctness of the great result--when the
problem is, at last, worked out--will depend as much upon
the wisdom of his actions at the outset of life as at any
other period,--nay, more so; for the nearer to the
beginning of a problem the error lies, the farther will the
final result be from the truth.
Thus much briefly premised, we shall begin at the beginning, and, first of all, speak of man's origin, nature, and destiny. Without a correct knowledge of these, life-precepts are as likely to be wrong as right, and man is upon the surface of a vast ocean, without helm, chart, or compass. This portion of our work need not be dry and uninteresting: we are sure it will not be so to any who are in a state of mind to derive benefit from a book written for young men. We especially ask for it a thoughtful perusal.
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CHAPTER II.
MAN--HIS ORIGIN, NATURE, AND DESTINY.
T
HE
importance of the precept, "Man,
know thyself," has been felt and acknowledged in all ages,
and among all enlightened nations. To know ourselves truly,
requires not only the scanning of our motives and ends of
life, but a more general knowledge of what we are as men.
On the subject of man's origin, nature and destiny, there
is a great contrariety of opinions, even in the Christian
world, nearly all of them more or less obscure and
unsatisfactory to the rational thinker. Thousands of pages
have been written on mental philosophy, the study of which
have only tended to lead man deeper and deeper into the
mazes of doubt and obscurity; and system after system has
been adopted and rejected, until the human mind, turning
from them all with hopelessness, if not disgust, is again
afloat upon the sea of anxious inquiry. In this state of
things, how important is it that young men should receive
as truth only
the truth,
even if
the portion be but small! for truth, which nourishes the
mind, as
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food nourishes the
body, can only give a healthy maturity, while error, like
bad food, destroys spiritual health, and gives to the
spiritual body a diminutive or distorted
growth.
Deeply impressed with the importance of the statement just made, we shall seek earnestly to guard our work against any false views of man or his duties in life, and to make all that we do say as comprehensive as possible.
First, then, as to man's origin. The Lord,
who is essential and infinite Love and Wisdom, created man
a likeness and image of himself, not for his own glory, but
in order to make beings who could be happy out of himself.
To do this was the impulse of divine Love, and by divine
Wisdom the work was done. But it would have been impossible
for man to have been a likeness and image of his Creator,
unless he were given rationality and freedom; and with
these, as essential to their existence, came the
appearance
that he had
life in himself,
although the
real truth
was, he was only a
spiritually-organized form,
receptive
of life.
The two constituents of his mind were will
and understanding, by which he became a recipient of love
and wisdom from the Lord; his will being the receptacle of
love, and his understanding the receptacle of wisdom; and
from these two constituents, and these alone,
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he was
man,
or
an image and likeness of his Creator.
In this golden age of man's existence, all the powers of his mind were in beautiful order, and moved together in perfect harmony. The affections of his will prompted his understanding to the conception of true thoughts, and thus the purposes of his mind were brought forth into action without obstruction; for good desires were in his will, and true thoughts met them in his understanding, and by both all his life was governed. His face was the index of his mind--the tablet upon which all he felt and thought was written; and we have good reason to believe that he had no need of oral speech for the conveyance of his ideas, but found language dumb in comparison to the wonderful play of the innumerable muscles of his face and lips, which were in perfect correspondence with all his feelings and thoughts, and gave to them a full and beautiful utterance; his eye, the perfect mirror of his mind, at a single glance sealing his lips into silence.
This was man's first state, when he came
perfect from the hand of his Creator. He had rationality
and freedom, without which he could not have been a man;
his freedom consisted in his ability to act as if from
himself, under the
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appearance
that he had life in himself; while, from reason, he
understood and acknowledged that his ability to act was
from the Lord, his Creator, and that he had not life in
himself, but was only a form receptive of life. Of course,
in this state he looked upwards in the grateful
acknowledgment of the source whence he derived life and
happiness, and it was the will of his Creator that in this
acknowledgement he should ever live; not that he might
receive glory--for no act of man's could add to his
glory--but because such an acknowledgement was absolutely
essential to man's happiness; for it was the first and
highest truth regarding his existence.
From this
view, we may easily see man's danger--the danger of resting
in the
appearance
as a
reality;
of believing that he
really had life
in himself,
instead of being merely a
recipient
of life; of turning himself
from the Lord to self; and of finally believing himself to
be as God, knowing good from evil. The result of such a
fatal error would be, that man, believing thus of himself,
would be inclined to love himself, and think lightly of his
fellow-man. He would seek his own good, as an end, without
reference to the good of his neighbor; and this would
quickly produce opposing interests, and
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lead on to hatred of all who
stood in the way of the attainment of his ends. And such,
alas! was the case; and man declined, by a steady and sure
progression, until he lost almost entirely that likeness
and image of the Lord in which he was created, and became a
likeness and image of hell; or, in other words, of all
self-love and evil.
As age after age passed away, during this melancholy declension, the spirits of evil men left their natural bodies, and, unchanged in nature, met together and associated, according to affinities of evil, in the spiritual world; and this great congregation of evil spirits is known as hell. The mere laying off of their material bodies, by which they had acted in the material world, changed in no way their nature and ends. While on the earth, they took delight in evil instead of good, and this delight still ruled them, and led them to tempt and seduce from good the yet imbodied spirits of man whenever they could get access to them; nay, more, their intrusions became at length so great, that even the bodies of men were "possessed with devils," and the whole race of mankind was so exposed to their infernal influences, that it was on the eve of perishing.
In this "fulness of time," when man
was just
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about extinguishing
in him
every
good that he had
received at his creation, and on the eve of perishing in
consequence, the Lord himself--"The mighty God, the
everlasting Father, the Prince of Peace"--assumed human
nature through a woman, and came down into the
consciousness of man in his lowest estate of evil, and
received in himself all the assaults or temptations of hell
that could be made upon those states, and by his own divine
power conquered the evil, and remanded the spirits of
darkness to their own gloomy abodes. Thus he became able to
save man; for, assuming a body of flesh and blood, and
coming even to the low perceptions of his senses, he could
thus take hold of something in him, and lift him out of the
deep into which he had fallen. He could save man in
temptation, for he had been tempted himself in every point,
but without sin. The redemption he wrought was perfect;
for, in the fallen nature he had assumed, through a human
mother, was the form of every evil that had ruled in the
breast of man since his fall; and into these forms came an
influx of evils from hell, or, rather, temptations to evil,
which were resisted and overcome. Thus the Lord came into
the consciousness of every temptation to evil by which any
man, in all coming time, could be
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assailed, and conquered in that
temptation, so that he can now save all men who look to him
for aid, no matter how low they may have fallen.
At the coming of the Lord, men had reached the lowest point in the segment of a circle whose ends were in heaven; and since that time there has been a slow but sure return; and this advancement must be permanent; for man now rises from the sensual into the scientific and rational, and finally becomes spiritual and celestial, and cannot again be deceived by appearances. Whereas, in his creation, he was formed a celestial man, and, when he descended into the sensual region of his mind, was in danger of resting there, as was finally the case, and believing that his earth was fixed and permanent, while the sun was ever changing its place, and revolving around his little centre.
Thus, in speaking of man's origin, we have embraced also a view of his nature and destiny, which every thoughtful reader will comprehend. The destiny of mankind, it is clear, is a return to heavenly order and true happiness. Thus it is of the first importance that all should understand, and at the same time be made to feel, that each individual owes a debt to the human race which he is bound, by the gravest consideration, to pay. That this is so, a few words will make plain.
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Man's declension was slow, and consisted in a gradual perversion of the good principles implanted in him by nature; in other words, the love of the Lord and the neighbor was by degrees supplanted by a love of self and the world, until the latter held dominion in the human mind. This progress was hereditary. What the parents confirmed in their own minds was transmitted to their offspring, and these, confirming the tendencies to evil which they received by actual life, transmitted them, with increased direfulness, to their children.
Now, man's return must be along the same path by which he was led so far away into the wilderness of sin and misery. And, therefore, only so far as he contends with and overcomes the hereditary tendencies of his nature to evil, does he thus return, or can he give his children the power, from him, of returning. Every evil propensity that a man fights against and overcomes, instead of indulging, he weakens, and this he transmits with diminished power to his children; and every good principle that he acts from and confirms, he transmits with increased power to his children. From this it may be seen how great a debt man owes to the human race, and how he is bound by the gravest considerations to pay that debt.
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In this struggle for the regeneration of the human mind, it is essential to understand how it is conducted. It has been already stated that man, when in the order of his creation, had a will and understanding that acted in unison: what his will desired his understanding brought forth. But since man lost the true likeness and image into which he was created, his understanding and will have not been in harmony. Man's will is utterly perverted; it can never be regenerated; but his understanding still retains the power of elevation into even the light of heaven. He has yet the faculty of understanding truth when presented to his mind, and, from this truth, of perceiving its corresponding good. And he is still held in sufficient freedom to choose the good thus presented, and to force to himself to act from the truth by which it was made apparent to his mind. In this way, a new will can be gradually formed in the intellectual region of his mind, while the old will, which can never be regenerated, will be laid, with all its evil promptings, into eternal quiescence, and thus man be restored to something of his pristine order.
Thus much by way of fixing the basis upon
which our work is to stand. As we stated in the outset, we
have a purpose in view in writing
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his
[sic]
book, and
these brief preliminaries were necessary to a full
comprehension of the principles we wish to lay down for the
government of a young man's conduct in life, in the various
relations he may be called upon to sustain. Our object is,
to make him feel that he does not stand alone in the world,
and therefore should never permit himself to act from
purely selfish principles. The reason we have endeavored to
explain, clearly enough, we think, for the comprehension of
every one.
CHAPTER III.
THE AGE OF RESPONSIBILITY.
U
P
to the age of twenty-one years, or to that period when a
young man is free from the control of his parents,
guardian, or master, his rational mind is not fully
developed. He acts from others more than from himself, and
others are responsible, to a very great extent, for his
actions. But when he becomes a full-grown man, when both
mind and body have attained sufficient maturity to enable
him to think and
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act wisely and
efficiently for himself, then he takes the reins of
government into his own hands, and becomes entirely
responsible for his actions, both as regards human and
divine laws. This is the most important period in his whole
life; for the consequences of an error here are felt at
every subsequent stage of existence.
A serious consideration this, and one that ought to press, with no ordinary weight, upon the mind of every young man; and the more especially so when the undeniable fact is announced to him, that scarcely one in ten fail, at this period of their lives, to fall into some error that entails upon after life more or less of disability and unhappiness.
Calm and
sober reflection, and not thoughtless self-indulgence,
should distinguish every young man at this time. The
destiny of an immortal being, created in the likeness and
image of God, is in his hands. Through the intricate mazes
of life, by his own wisdom and prudence,--enlightened, it
is true, from above, if he will but look up,--he must guide
this being either to a sun-bright haven at last, or to
destruction upon the gloomy shores of despair and misery.
Considerations like these are, surely, enough to make the
most thoughtless pause, and regard with prudent caution
every footfall in the way of life. But
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reflection and prudence need not bring
gloom, but cheerful confidence. When a man opens his eyes,
and sees that, in a path he was about to walk in with
heedless steps, there are innumerable dangers, and wisely
chooses a better and a safer way, he has cause for emotions
of delight, rather than depression. And such is the result
with every young man who, when just entering upon a life of
freedom and responsibility, wisely reflects, and shuns all
the allurements of false pleasures, and the excesses into
which all, at this period, are tempted to run.
A
common error into which very many fall at this period, is
the belief that they may run into various excesses, and
indulge themselves inordinately in sensual pleasures for a
few years, or during the brighter days of their early
spring-time, and, after that, assumed the more important
and real business of life. This is a most dangerous error,
and for the reason that it is an immutable law of order in
the human mind, that all which precedes in a man's life
goes to make up his character in all its subsequent
formations. This can only be seen by those who understand
something about the real nature of man, as a
spiritually-organized being. To those who think
superficially, and only from appearances, the idea of
substance and form appertains only to
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material things, and, so far
as man is concerned, to his body only. But the real truth
is, man's substantial part is his spirit, while his body is
only a form, organized and built up from inert material
particles, as a piece of beautiful machinery, by which the
true spiritual body can act in the material world. It is
this spiritual body which is the true man. The material
eye, for instance, does not see. It, as matter, has no
power of vision; but it is a window through which the eye
of the spirit can look out and see natural objects. The
mere closing of this window does not destroy the spiritual
eye; it only takes away its medium of sight into the
natural world. So of the ear, and so of all the external
senses; they are but the avenues through which the senses
of the spiritual body take cognizance of things in the
outer and lower world of matter. The true sight of the
spirit is its power to perceive truth, and its sense of
hearing, its willingness to obey the truth so perceived.
That this is so, all mankind have a common perception. For,
when one attempts to present a truth to your understanding,
he says, "Don't you
see?
" And
when a father wishes to impress the necessity of obedience
to a precept upon his child, he says, "Do you
hear?
" The ground of this lies
in the fact, as just stated,
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that there is in the human mind a
perception that the spirit's vision is its power to see
truth, and its hearing is its willingness to
obey.
From this it may be seen that man's spiritual body is a real something--that it can see and hear, and that the natural body has, really, no eye nor ear, but only organized forms by which the spiritual eye and ear can see into and darken the natural world. Now, if this be true of the eye and the ear, it is true of the whole body in every general and particular thing appertaining to it; and, as the natural body, which is an outbirth from the spiritual body, is a form beautifully organized in all its parts, and is called a substance as well as a form, is it not clear that the spiritual body is also a substance and a form? nay, that the only true substantiality is in the spiritual body, which can never be disorganized, but which retains its existence and its powers forever?
Keeping this in
view, it may readily be perceived that impressions can be
made on this spiritual form and substance that will be
lasting as any thing made upon the body. That this is so,
mankind have seen, in all ages, and hence the adage--"Just
as the twig is bent, the tree's inclined;" and the thousand
wise precepts
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in the codes of
morality to be found in all nations, referring to the power
of habit.
The position here taken is, that the
natural body is the material form with which the spiritual
body clothes itself, in order to act in the material world;
if this be true,--and we are sure no rational man can for a
moment question it,--then we may, by analogy, determine
some of the laws which govern the spiritual body, by
observing those which govern the natural body. Now, the
laws of natural health are those which govern the natural
body, and, when observed, all its machinery goes on right;
and it is but a wise inference to say that the laws of
spiritual health are those which govern in the spiritual
body, and, when observed, spiritual health must be the
result. If we disregard the laws of natural health,
diseased impressions are made upon the body, more or less
apparent, which ever after remain, and show themselves, no
matter how careful we may be, in after life, under certain
and particular circumstances, and deprive us of some
measure of ability to perform fully our duties or wishes in
life. If the laws of health have been grossly abused, more
serious consequences follow; and, sometimes, men's whole
lives are rendered burdensome, and they, perhaps, unfitted
for nearly all active
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duties,
in consequence. Precisely similar will be the result where
the laws of spiritual health have been disregarded. "What
are the laws of spiritual health?" is asked. We answer, the
Decalogue contains the laws of spiritual health, as laid
down by the Creator of man, who alone can know what is in
man, and what laws to establish for his government, in
order to secure his happiness. The violation of any one of
these laws, even in intention, will bring spiritual
disease, as certainly as the violation of any law of
natural health will produce natural disease; and this
disease will impress the substance and form of the
spiritual body, and produce a change from true order, that
no subsequent obedience to right precepts will ever
entirely restore.
It would be easy to show how the
indulgence of every inordinate desire,--to do which young
men are so strongly tempted,--is a violation of some
precept of the Decalogue, and tends to destroy spiritual
health; but to do so, would extend this preliminary part of
our work too far, and trench too much upon the province of
an abstract spiritual philosophy. What we have already
advanced is deemed essential to the formation of true ideas
in regard to life and its responsibilities, and we cannot
but think that its bearing will be clearly seen. In other
parts of
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our work, we will keep
in view the laws here laid down, and show their bearing in
actual life.
From what is advanced in this chapter, we think every reflecting young man will feel the necessity of examining his ends, as well as guarding his actions, and be exceedingly careful what impressions are made in the substance and form of his spirit.
CHAPTER IV.
A COMMON ERROR OF YOUNG MEN.
T HE most common error into which young men fall at this era in their lives,--as was intimated in the last chapter,--is to consider the age of freedom from the control of others as a period of license for self-indulgence. Far too many run into extremes, and either injure their health, or form habits that ever after stand in the way of virtuous respectability, or success, as professional or business men. That this is a very serious error, need not here be said. These habits are of various kinds. We will notice one of them in this chapter, as the most prevalent.
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The habit of spending money too freely in the gratification of a host of imaginary wants, is one into which young men of generous minds are too apt to fall. Limited to a small income previously, and compelled to deny themselves at nearly every point, they find it almost impossible to resist the impulse that prompts to self-gratification, and are thus led to spend, perhaps for years, the entire sum of their earnings, and, more than probable, to run into debt. The folly of this every one can see and acknowledge, and yet too many have not the resolution to act up to their convictions.
This habit of spending money uselessly
has marred the fortunes of more young men than any other
cause. It is a weakness that should be firmly and
constantly resisted by every one. Money should be
considered as a means by which man has power to act
usefully in the world, and he ought to endeavor to obtain
it with that end in view. The greater a man's wealth, the
broader may be, if he but will it, the sphere of his
usefulness. It is true that men do not seek for wealth
under the impulse of such high considerations, and, in the
present condition of the human mind, from causes just
explained, it cannot be expected that they should do so.
But the first thing a man has to do in
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the work of self-elevation, is
to shun what is evil because it is evil. And if a young
man, who is constantly tempted to spend his money
foolishly, should refrain from doing so from the
consideration that it was wrong to waste that by which he
might ultimately be useful to his fellows, he will be very
apt, in after life, to feel, under all circumstances of
expenditure, that he must not be entirely unmindful of the
effect of his acts upon others.
One means for the correction of this fault may be found in a regular account of receipts and expenditures. A young man, whose income was seven hundred and fifty dollars a year, was asked by a friend how much money he had saved. He had been receiving this salary about four years, and had no expenses whatever except those that were personal.
"Saved!" returned the young man, in surprise. "I can't save any thing out of seven hundred and fifty dollars a year."
"I saved money on a salary of five hundred dollars," was the friend's quick reply.
"I should be most happy to know your secret," said the other. "I have tried fifty times to lay up something, but it's no use."
"What does your boarding cost you?"
"Three dollars and a half a week."
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"Or a little over a hundred and eighty dollars a year. Add your washing, and it will make two hundred. Next comes your tailor's bill. How much is that?"
"Generally about a hundred and twenty-five dollars."
"Seventy-five more, I suppose, will pay for your boots, and the various little etceteras of clothing not included in your tailor's bill?"
" O, yes, fully, I should think."
"Very well. Where are the three hundred and fifty remaining?"
"Dear knows, for I don't," was the young man's reply.
"What does your account book say ?"
"Account book! I don't keep an account book. I never dreamed of such a thing."
"That is strange! Why, I keep my own cash account as carefully as I do my employer's."
"I don't know any particular good that does," said the young man. "Keeping an account of your money doesn't make it go any further."
"O, yes, it
does. Keep an account of every item spent for a month, and
read it over carefully on the first of the succeeding one,
and my word for it, if you have any disposition to prudence
in you, it will cause you to be more careful of your money;
for you will see there the
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haunting ghosts of too many dollars spent
in foolish self-indulgence, the pleasures of which endured
but for a brief season, and left you a less contented mind
than you had previously enjoyed. In a little while, such
account keeping, if you adopt it, will show you where your
three hundred and fifty dollars a year have gone. My reason
for asking you the question was this: one of the best
opportunities for going into a safe and profitable business
that I have yet seen, has just presented itself. To enter
into it will require a capital of two thousand dollars. I
have laid by a thousand, and fully believed you had
accumulated as much, and that jointly we might improve so
rare an opportunity. But this, I am sorry to find, is not
the case. I must seek for someone else who has the sum that
is needed."
This lesson the young man laid to heart, and profited by it. From that day, he kept a regular account of his expenses, and soon found that, with the data it afforded, and a little resolution and self-denial, he could lay up money--a thing he had before deemed impossible.
A good resolution, perhaps the best a
young man can form on this subject, is always to live below
his income, let it be what it will. It may require, in some
cases, a good deal of self-denial to do this; but such
self-denial will be well repaid.
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We know a young man, who, at the age of
twenty-two, married, while his income was but ten dollars a
week. Instead of renting a whole house and going in debt
for furniture, he rented a single room in the house of a
friend, with the privilege of the kitchen, for about fifty
dollars a year. His resolution had long before been taken
that he would always manage to spend less than he received,
and he chose this modest style of living as a means of
attaining his end. None of his friends or acquaintances
thought the less of him for his prudence, but rather
commended him. By living thus economically, he was able to
lay by a hundred dollars during the first year, and the
same for two or three years longer. Then a good opportunity
offered for going into business, which was embraced. Some
ten years since that period have elapsed, and he has just
retired with a snug little competence of forty or fifty
thousand dollars.
This habit of living up to the
income seems to be the bane of all success. The cause of it
is not in a small income, but in unsatisfied desires. The
young man who spends his salary of four or five hundred
dollars, is almost sure to run through every thing he
receives when that salary is doubled. The gratification of
one desire only makes way for another still more exacting.
It
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is, therefore, of the first
importance for a young man to guard himself here; if he do
not, he is in danger of forming a habit that will go with
him through life, and mar his fairest prospects. The
prospects of thousands have been thus marred.
A still worse error than spending the entire income, and one the effects of which are far more blighting to a young man's worldly prospects, is that of living beyond that income, either under the doubtful hope that it will be increased next year equal to the deficit of the present, or from the neglect of keeping a careful eye upon the relation existing between receipts and expenditures. The most common way in which this going beyond the income occurs, is in making purchases on credit, instead of buying every thing for cash. If a want is felt, and the means of satisfying it are not in hands, the true way is to wait until such means are received, rather than anticipate their receipt by running in debt. At the beginning of a quarter, too many make purchases to be paid at its expiration, instead of waiting until its close, and then, with cash in hand, buying just what they want, and no more. Their salaries are received and paid all away for clothes worn, and board due, and they left to anticipate another quarter's income long before it comes into their hands.
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Going into debt for clothing is a very common, but a very foolish practice. No one does it, who is compelled to pay at least from ten to twenty percent more than he would if he always paid the cash down; and he is, besides, tempted to buy more than he otherwise would, and to choose more expensive materials for his garments. Then, while his six or twelve months' account is running on toward maturity, he is spending, little by little, foolishly, the money that ought to be hoarded for its payment; and when due day comes, he too often finds it impossible to satisfy the large demand against him, unless by borrowing from a friend, or getting an advance on his salary. Does all this make him feel any happier? Is the consciousness of being in debt so very pleasant to a sensitive and honest mind? One would think that a young man's natural pride of independence would cause him to shrink from such a position, and use every means in his power to avoid it, instead of going into it with his eyes open, as so many do.
It is wiser and more honorable
for a man to wear his coat three or six months longer,
until he have the money with which to buy a new one, than
it is to go in debt for the garment, and thus lay a tax
upon his future income, or run the risk of not being able
to pay for what
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he has worn, at
the time agreed upon. A common subject of remark among
young men is their tailor's bills, and the difficulty of
paying them. For a young man, with a fixed salary, and only
himself to support, to have any tailor's bill at all, is no
good sign, and speaks badly of his habits and future
prospects.
Debt--debt! A young man is mad, we had almost said, to go in debt under any pretext whatever. We remember a bookbinder who, from intemperance, got into debt; on reforming, he lived on broken crackers, at a cent or two a pound, with tea made in his glue-kettle--he sleeping at night in the shaving-tub; and this economical mode of living was continued until he got out of debt. How much better would it have been to have lived thus abstemiously, in order to have kept out of debt, had the necessity for so doing existed! Almost any sacrifice of pride, feeling, and comfort, should be made by a young man, rather than go in debt; for, once get behindhand, and it seems next to impossible to recover yourself. You may toil early and late, and yet it will seem all in vain; and if you do, at length, get your feet on firm ground, it will be by the severest struggles, or by what seems a happy accident.
The facility with which young men of
fair
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character can get credit,
is a great temptation to many, who feel that it is a very
pleasant thing to get all they want, even without a dollar
in their pockets, and have four,